Online Tour: How to Protect Your Home

Grange Insurance Interactive Home Tour from Neely and Wade Insurance

About one in 15 insured homes has a claim each year averaging more than:

  • $8,500 in property damage; and,
  • $14,000 in liability losses.

But what about the “what ifs” you never even thought to ask? Like, “What if I become a victim of identity theft?” Or, “What if I have roof damage…but didn’t purchase replacement cost coverage?”

Use this Interactive Home tool from our partners at Grange Insurance to pinpoint potential risks and policy options that’ll help protect you and your home.

The Interactive Home walks through hazards and liabilities that lurk within the four walls of an average home. Explore potential risks and discover key home insurance policy options.

Take the tour now >>

How 9 Million Homeowners Could Have Prevented Property Crimes

Photo with tips about how to prevent-property-crimes

Are you unknowingly enticing potential thieves to damage your property or break into your home?

While you want your home to be a welcoming environment for family and friends, you might be surprised how common habits might be inviting to criminals, too.

There were more than nine million property crimes in the United States in 2010, according to the FBI. This statistic includes vandalism, arson, larceny and theft.

Fortunately, there are steps you can take to reduce your risk for burglary and property damage with these easy-to-follow tips, from our partners at Trusted Choice.

Make It a Point to Keep Everything Locked Up

While you probably lock your vehicle and the main points of entry into your home, you may overlook locking your fence gates, garage or garden shed from time to time.

Police strongly encourages homeowners and renters to lock all doors, windows, and any point of entry to their property to deter theft:

  • An unlocked gate allows a thief access to your backyard, away from the view of your neighbors. Once inside your yard, a thief has more freedom to peer through windows and patio doors.
  • Access to garages and garden sheds also gives a thief more tools to use to break into your home. For example, a ladder in your back yard could make it much easier for a criminal to enter your home from the second story—where windows are more likely to be unlocked.
  • Tools such as drills, hammers, and crowbars are also kept in many sheds and garages and can be used to break windows and open doors.
  • Even if a thief is unable to get into your home, your back yard likely has valuable items such as a barbeque grill or bicycle.

Get the Full List of Crime Prevention Tips >

Most Home Thefts Happen in Broad Daylight: Get Prepared

Home burglary photoIf you take precautions to secure your home when you leave for work every day and when you leave on vacation, you may be wondering whether it is truly safe from break-ins.

There are a number of things you can do, as a home owner, to thwart burglars, according to our friends at Trusted Choice.

A good home security system, for example, can go a long way toward preventing a break-in attempt from being successful.

Burglary in the United States

  • About two-thirds of burglaries occur in homes, and about 62% of those happen between 9 a.m. and 3 p.m.
  • Only about 15% of stolen property is recovered
  • An average burglary results in about $1,600 worth of stolen property
  • A burglary occurs about every 15 seconds in the United States

Tips for Keeping Your Home Belongings Safe from Theft

You can’t keep all of your valuable possessions locked in a safe. There are other ways minimize your risk of break-ins, according to our friends at Trusted Choice. For example:

  • Do not keep expensive possessions such as electronics where they can be plainly seen from outside.
  • Always secure sliding windows and doors, especially when you’re gone.
  • Secure the yard by keeping foliage away from doors and windows. Trim bushes so they don’t give intruders a place to hide.
  • Contact your local police to find out if they offer a security evaluations.
  • If you’re leaving on a trip, tell only those who need to know.
  • Make sure to lock the house whether you are at home or away.
  • Do not hide spare keys in the yard or garage. Consider leaving them with a trusted neighbor. Or install a secure access through your garage that requires a keycode to enter.

Most of the time break-ins involve theft of small appliances, jewelry, and expensive tools; anything that is small and expensive makes an attractive target. When you can, keep these things locked up, or at least out of sight. Store jewelry in a safe or lock box, for example, and make sure expensive tools are secured in a locked toolbox, the garage or a shed. Finally, make sure you have adequate burglary insurance in your home or renters policy, so you can be compensated if and when you do experience theft.

More Ways to Protect Your Home >>