About one in 15 insured homes has a claim each year averaging more than: $8,500 in property damage; and, $14,000 in liability losses. But what about the “what ifs” you never even thought to ask? Like, “What if I become a victim of identity theft?” Or, “What if I have roof damage…but didn’t purchase replacement Read More
College Basketball Parties: Are You Covered Against Liability?
March Madness is here! Time to cheer for your favorite teams with friends and family. (Hint: We root for UK in our offices!) In addition to providing hours of college basketball entertainment, the NCAA Tournament is one of the largest gambling events of the year. The Fiscal Times estimates that Americans will bet a total of Read More
Holiday Party Hosts Could Be Serving Up Lawsuits
Who is liable if a holiday party guest gets food poisoning or drives home drunk? As millions of Americans host and attend holiday parties across the street and across the country, many may be unaware of the risks they may be taking. Party hosts need to understand their responsibilities when inviting people into their homes Read More
Top Risks Businesses Face & How to Protect Against Them
Every company, large and small, has unique risks. Some businesses have workers who operate heavy machinery. Others drive drive vehicles while on the job, or serve food and alcohol, or handle toxic substances. Doctors and hospital staff handle patients, body fluids, sharp needles and equipment. Some employees handle sensitive documents, data, or money, potentially opening Read More