What You Need to Know About Auto Insurance

Young woman making phone call after accident. Wade Insurance AgencyYour car or truck is an investment that needs to be protected.

In the event of an accident or loss, your auto insurance policy is meant to cover everything from damage to your vehicle and/or property, as well as insure the wellbeing of you and any passengers involved.

An auto policy covers your private passenger automobiles, pickups, vans, SUVs and more. Coverage includes but is not limited to:

• Liability
Expenses from damaging a vehicle to injuring a person in an accident.
• Personal injury
Costs from medical bills and lost wages as a result of an accident.
• Collision
Damage to your car after an accident involving another vehicle or object
• Towing and labor
Reimbursement for a tow and the labor costs to get your car up and running again.
• Medical payments
Medical costs related to an accident regardless of who is at fault.
• Comprehensive
Damage to your car from vandalism, weather and accidents involving animals.
• Uninsured/underinsured motorist
Protects you and your vehicle from uninsured drivers, hit-and-run drivers and those who do not have enough auto insurance to cover the costs of an accident.

Ask Us about Discounts on Your Premium

A number of auto insurance discounts that can make a real difference in your  premium may be available. Ask one of our independent insurance agents about discounts for:

  • Anti-theft devices
  • Bundling with your other insurance policies
  • Driver training
  • Electronic fund transfer (EFT)
  • Empty nester
  • Excellent driving record
  • Good student
  • Long-time customer
  • Married professional

Learn More About Auto Insurance >>